With horrific stories about the economy filling the headlines and taking over dinner chat, maybe it's time to get your family's finances together – before April 15.

Check out finance expert Galia Gichon's My Money Matters Kit. User-friendly (translation: cute) workbooklets (get organized, get out of debt), a financial journal, instant tips and affirmations ("I am not afraid to take charge of my own finances") will help whip your bank account into shape without stressing you out.

Remember, it's always better with a plan.

Available online at mymoneykit.com.